PAY@STORE

XPayBack offers you the benefit of earning cashback after every shopping. You can pay both online and in cash based on your convenience.




Pay in cash and earn cashback

XPayBack offers you the benefit of earning cashback after every shopping. You can pay both online and in cash based on your convenience.

QR code scanning and wallet payment

Always save some money in your XPayBack wallet and XPayBack prepaid card. Now you can go cashless to any store as the XPayBack App takes control of all your payments. Using QR Code scanning, payments can be made to any online store or merchant outlet.

Follow the steps given below to make payments using QR code scanning:
1. Open the XPayBack app and choose the ‘scan code to pay option in home screen.
2. Locate the QR code and scan the QR code
3. The user enters the payment amount and makes the payment.
4. On successful completion of the payment, the payment result will be displayed to both the user and the merchant.
5. Within the agreed period, the amount will get transferred to the merchant’s bank card.

Merchant Code Payment

XPayBack users can make their purchases from the partnered brands and stores of XPayBack using their merchant code. When there is an issue with QR code display or in case of bad internet connectivity, the user can make use of the merchant code.

Offline mode of payment through SMS generation

When there is an issue with QR code display or in case of a bad internet connectivity, XPayBack ensures the users comfort by providing a merchant code.

The steps you should follow for the offline mode of payment are:
(i) When the user purchases from a store or a brand partnered with XPayBack, he/she will receive a merchant code.
(ii) When there is an issue with QR code display or in case of a bad internet connectivity, the customer can enter the merchant code in the XPayBack App which generates an SMS that gets sent to the merchant.
(iii) The one-time password (OTP) received in the merchant’s phone when entered in the user's mobile leads to the successful payment completion.


Endless rewards for you

XPayBack has in store for you endless rewards available in the form of cashback. For all your single purchases, you will get an assured cashback. The cashback amount varies based on the store or the brand you purchase from but XPayBack ensures that all its users get assured cashback.